James Rawlings
129 Cayuga Heights Ave
Augusta, GA 30904
Home: (721) 555-6219
Voice Mail: (721) 555-9020
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Objective
A challenging and rewarding position as a credit controller or loan officer that
utilizes my commercial loan knowledge and expertise.

Experience

1998 - Present Commercial Loan Officer
Capital Finance, Augusta, GA
Responsible for new business development and cross-selling of all bank products
including cash management tools and investment products.
Also responsible for all phases of underwriting loans including real estate analysis,
cash flow models, profitability models and credit underwriting.
Monitored and maintained new and existing portfolio of commercial clients.
Reviewed and maintened portfolio, including approving draw requests, covenant
compliance and quarterly updates.

1991 - 1998 Commercial Loan Officer, Southern Region
Farmers & Merchants Trust, Atlanta, GA
Worked in four major loan offices, and assisted credit administrators and regional
market officer. On three seperate times placed in the top 10% of 50,000 corporate
employees during marketing contests.

Education

1991 B.S., Finance
Ohio University, Athens, OH
Concentration: International Business